Mini Split vs Central Air
Both excellent—the right choice depends on your home.
Quick Answer: Mini-split for additions, no ducts, max efficiency. Central for whole-home with existing ducts.
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18+ Years
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Since 2008
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Starting at $45/mo
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Comparison
| Category | Mini-Split | Central | Winner |
|---|---|---|---|
| Cost (1-2 zones) | $3,000-$8,000 | $5,800-$10,000 | Mini-Split |
| Cost (whole home) | $10,000-$17,000 | $5,800-$10,000 | Central |
| Energy Efficiency | 30-40% better | Baseline | Mini-Split |
| Ductwork Required | No | Yes | Mini-Split |
| Zone Control | Built-in | Add-on | Mini-Split |
| Aesthetics | Wall units visible | Hidden | Central |
| Heating Capability | Yes | Needs furnace | Mini-Split |
| Resale Value | Moderate | Strong | Central |
Pros & Cons
Mini-Split
✓ Pros
- • No ductwork needed
- • Zone control built-in
- • 30-40% more efficient
- • Heats AND cools
- • Quiet operation
- • Easy installation
✗ Cons
- • Wall units visible
- • Expensive for 4+ zones
- • Multiple maintenance points
- • Some buyers prefer central
Central Air
✓ Pros
- • Hidden system
- • One system for whole home
- • Strong resale value
- • Single maintenance point
- • Best with existing ducts
✗ Cons
- • Requires ductwork
- • Duct losses 20-30%
- • No built-in zoning
- • Need separate heating
Which Is Best For You?
We Install Both—Honestly
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FAQ
Is mini split cheaper than central?
For 1-2 zones, yes ($4,000-$15,000 vs $5,800-$10,000). For whole-home, central is usually cheaper with existing ducts.
Are mini splits more efficient?
Yes—30-40% more efficient. No duct losses plus inverter technology.
Can mini split cool whole house?
Yes with multi-zone, but for 4+ zones central often makes more sense.
Do mini splits add home value?
Some, but central air typically adds more resale value.
How long do mini splits last?
15-20 years with maintenance. Care Club ($19.95/mo) helps.
Are mini splits noisy?
No—very quiet at 20-40 decibels.
Do mini splits work in cold?
Yes—modern units work down to 5-15°F.
Can I add mini split to supplement central?
Yes—popular for hot bonus rooms or additions.
Not Sure Which Is Right?
Free consultation. We'll recommend what's best—not what pays us more.
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